Consultation
Pension Pot Consolidation Advice
Guidance on whether to bring scattered workplace pensions together—or leave them where they are—based on charges, guarantees, and access rules.
From £420 · quote after reviewing your pot list
Who this is for
If you have changed employers several times and still receive annual statements from schemes you barely recognise, consolidation advice helps you decide which pots to move and which to leave alone. It is not a sales exercise to gather assets under one provider.
Scope
We list each pot’s annual management charge, any guaranteed annuity rates or protected tax-free cash, and the practical ease of accessing drawdown later. The written recommendation states a clear keep or combine decision for every pot within scope, with reasons in plain English.
What we do not do
We do not process transfer paperwork for a product provider, nor do we recommend a specific SIPP solely because it sits on our panel. If a transfer makes sense, we explain the steps you or your chosen provider must complete.
Fee and next step
Fees start from £420 when three to five pots are reviewed. Additional pots are priced in the discovery note. Ask about consolidation advice.